I'm so glad that since January of this year I'm not anymore using my credit cards. I have more than two credit cards and I realize it's a bad thing. I have 3 major credit cards and about six store credit cards. Whew!!When I'm using them before, I can't control buying unnecessary stuffs. But now, it seems avoiding using credit cards is a working progress for me. It's better that it will remain clean so that at times of emergency I have something to use.
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